Disclosures - Fair Practice Code & Policies


The core business of YOGAKSHEMAM LOANS Ltd (the Company) consists of lending against the collateral security of gold ornaments (gold), normally ‘Household Used Jewellery’ (HUJ). The inherent strength in such security is that it ensures automatic and prompt repayment of loans.

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The he Policy shall act as a guiding post for the top management of the Company in conducting the business within acceptable risk tolerances and thus ensure both long term profitability and stability in lending operations.

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The Company will broadly follow the KYC norms guidelines as applicable for NBFCs issued by the Reserve Bank of India. This will include reporting of cash transactions, suspicious transactions, blocking accounts in the names of banned entities, persons with criminal background etc.

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