Our Vision

To be one of the most trusted financial solutions providers in India with a special focus on emerging segments of our society, through a nationwide & efficient network.

Our Mission

Our organization will strive to provide best financial solutions to the customers with highest levels of professionalism in every aspect of their dealings with them. All interactions with all shades of our stakeholders would be based on our core values of ethical, transparent and trustworthy conduct, creating and enhancing confidence in them.

Our dedicated team will always remain committed to delivering genuine value to its stakeholders through innovative ideas using appropriate technologies and matched by high level execution capabilities and standards. We would ensure a culture of learning (and unlearning wherever required), in the team, in order to achieve higher standards of service excellence that would go beyond the expectations of customers, employees, shareholders and other stakeholders.

Courteous approach, commitment to serve, caring and a deep sense of integrity in dealings will be the hallmark of our organization.

We shall acknowledge, share and appreciate the achievements of each member of our family in the true spirit of a winnable team.

Above all, all members of our family would strive to be better human beings.


Yogakshemam through its varied product offerings strive to meet various financial needs of the society especially the financially excluded sections. Yogakshemam has provided loans to more than 2,000 micro enterprises that hitherto were not having access to credit facilities from organized credit institutions. Be it is the small / micro business lending, commercial vehicle financing, loan against gold jewellery or against property, each product is tailor made to suit the the changing life cycle of the existing / prospective customers. As on 31st March, 2015 Yogakshemam has more than 10,000 of such customers across various districts in Kerala. The company has around 400 employees on its payroll and has provided indirect employment to at least 5 times of that number.